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How to Get Out of Debt, Stay Out of Debt & Live Prosperously
Studio : HarperAudio
by HarperAudio
Release Date : 1999-10-20
Publisher : HarperAudio
Released : 1990-12-01
Availability : Usually ships in 1-2 business days
Number of Items : 1
EAN : 9781559941709
Avg. Customer Rating: (based on 72 reviews)
List Price : $12.00
Our Price : $3.64
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Product Description |
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An exciting step-by-step guide on how to painlessly liquidate debts, escalate income and improve the quality of life. Based on the proven strategies of the national organization, Debtors Anonymous, this invaluable program offers numerous options that will enable individuals to pay off debts at a rate they can afford. Read by the author on one cassette. Look for his new audiobook, Making Peace With Money, coming in October 1999. |
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Americancivilwar.com Review |
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Millions of consumers have become trapped in a spiral of debt, but there is hope. If you wants to free yourself from the shackles of debt, this book is for you--it can help you "get out of debt, stay out of debt, and live prosperously." Jerrold Mundis writes in a friendly, engaging style, urging readers to stop the cycle of spending. Mundis knows what he's talking about--he, too, was once thousands of dollars in debt and didn't know where to turn. Anecdotes from Debtors Anonymous folks, plus multiple examples from the writer's own life and ledgers, make How to Get Out of Debt an encouraging read, not a condescending one. Once you start your program, you may want to periodically reread some chapters for inspiration--and fun. |
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Okay okay.... |
I haven't yet read this book but plan on buying it based on the fact that it has better reviews than the one by Kevin Trudeau whose informercial I just finished watching and also just finished reading reviews on his book. I noticed that in the infomercial he says you can eliminate your debt so you can get a credit card or loan which to me makes it sound like he's working for the people who conspire to keep America's most needy and desperate, as well as sometimes ignorant people in debt. Why the heck would you get a credit card or loan right after getting out of debt? That's just going to get you right back in the same situation you started out in!
I originally wasn't going to watch the infomercial but I am so desperate to help my mother who is drowning in debt despite having paid off her credit cards twice before. I am also looking for some help myself because I have some debt myself and it's only going to get worse once I have to start paying off my student loans. I try to get as much financial aid in grants as possible since those don't need to be repaid but they don't come close to covering my education expenses. I have always wondered why it is that someone who wants to attend college and better themselves and therefore reduce the likelyhood that they will need to be on Food Stamps or a program like that are punished in the form of actually having to PAY to do better for themselves? Why isn't college free like all other education that comes before it?! But that's the good ol' United States for ya I guess.
Anyhow, I'll update my review once I order the book and see how much it helps. |
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Great, but would love to see an updated edition |
While I thought this book was fantastic for those who have a problem with deprivation, debt, or compulsive spending and is a great introduction to Debtors Anonymous, I think several of the ideas at its foundation are no longer applicable.
Mundis stresses that not paying your bills for 30 days or not making the minimum payment on your bills doesn't really matter if you no longer intend to debt. Who cares if you ruin your credit score if you don't use credit anymore, right? Maybe that was the case in the 1970s, but now credit scores are used for almost everything. Your credit score will affect your life even if you never borrow another dime.
Your credit record is pulled when you rent an apartment, sign up for utilities (electric, water, etc.), apply for an insurance policy, apply for a checking or savings account, or even apply for a job. True, you can still rent from a landlord who does not check credit and includes utilities with the rent. You may be able to find a job at a place that doesn't check credit. You may be able to pay a large deposit to get an apartment or utilities with poor credit. But more likely, you'll end up in an overpriced slum, severely limit your job prospects, and lose 30% of your paycheck because you have to cash it at a checking cashing store rather than your bank.
I would be interested to see what sort of modifications, if any, would be included in the program given the fact that credit truly affects nearly every aspect of life now - not just the ability to debt. |
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It's Great!! |
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This book is GREAT!! I personally LOVE the way it is written..with the wording as a "recovery program" would have...Reminding yourself everyday of certain things. Along with that, the principles make sense, and as the author says - they have worked for many others. I read a few of the "bad" reviews, and it seems those people have others who they follow for their advice. That's fine, but this book and this author work for me, and i enjoy the way it's written and the steps and beliefs. It's not an expensive book, so i say if you have debt problems, or spending problems, pick this book up and read it! |
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best of it's kind |
This is the best guide to managing money and debt I've read.
A few days after reading the book, I have a whole new grasp of how to get out of debt and stay out. Though I am not in serious debt, the whole money management advice is enlightening. This book should be required reading for all and should be given out in high schools. |
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Life changing book! |
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This is an incredible, life changing book. I bought it in January, wanting to start off the new year right and it is great. I feel that this book plus Credit Card Debt by Alexander Daskaloff are a great pair of books for anyone in financial trouble thru credit card debt. The author is not judgmental but helpful in every aspect of this issue. |
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